iTOO is a specialist risk insurer with a focus in unique risks that standard insurance policies don’t cover. Whether you’re operating crop-dusting aircrafts, flying drones over your fields, or managing agricultural chemicals, we offer expert cover designed specifically for farming and agribusiness needs.
We’re spotlighting three of our standout insurance products right now – all tailored for agricultural enterprises and farmers doing things differently.
What is Aviation Insurance (and do you need it)?
If you own or operate agricultural aircrafts, you know how fast costs can soar when things go wrong – whether you’re crop-dusting, aerial seeding, or monitoring livestock from above. iTOO’s Aviation Insurance gives farmers and agricultural operators comprehensive cover, including:
- Hull All Risks (damage to your agricultural aircraft)
- Passenger and third-party liability for farm operations
- Protection from sabotage or malicious damage to aerial farming equipment
Why choose iTOO?
We don’t just insure aircrafts – we understand agricultural aviation. From farm airstrips to aerial application techniques, our underwriters are plugged into the farming community and understand the real risks of agricultural flight operations.
Learn more about Aviation Insurance.
Drone Insurance for Agricultural Flyers
South Africa has one of the fastest-growing agricultural drone markets in Africa – and if you’re using drones for crop monitoring, livestock management, precision farming, or irrigation assessment, you need the right protection.
iTOO’s Agricultural Drone Cover is the only fully comprehensive product on the market for farm operations. We offer:
- Cover for theft, damage, or disappearance of farm drones
- Third-party liability for accidental injury or crop damage
- Personal accident cover for farm operators
- Limits up to R4 million, weight up to 86kg for larger agricultural models
Why choose iTOO?
We launched SA’s first commercial agricultural drone insurance and remain the market leader. From specialised crop-spraying payloads to agricultural regulation updates, we’ve got your farming operation covered.
Learn more about Drone Insurance.
Environmental Liability: When minutes matter on the farm
Pollution incidents don’t just affect the environment – they can lead to massive fines, public backlash and long-term damage to your agricultural business. Whether it’s fertiliser runoff, pesticide spillage, or livestock waste management issues, iTOO’s Environmental Liability Insurance gives farmers peace of mind with:
- First- and third-party cover for agricultural operations
- Fast incident response and expert farm clean-up
- Unique cover for both sudden and gradual agricultural pollution
Why choose iTOO?
We offer up to R50 million in capacity and a flat-fee model that gives you access to vetted clean-up contractors experienced in agricultural remediation. You’ll save money, time, and your farm’s reputation.
Learn more about Environmental Liability Insurance.
Let’s get your farm covered
Every agricultural risk tells a story – and we specialise in the ones most insurers don’t understand. If you’re ready to explore coverage that actually matches your farming world, chat to your broker or visit the Hollard stand at NAMPO.
