Liability & Special Risks Cluster

Political Violence & Terrorism

Multinationals and companies operating in high-risk areas understand the very real and growing threat that terrorism, political violence and unrest play when planning for daily and emergency operations. In situations beyond rule or law, you need cover for your property/assets with an insurer who not only understands the fullness of risk involved, but who is informed and updated on current and potential threats. If you’re a business operating in a country ruled by political uncertainty, you need cover with a specialist whose professionalism and knowledge is always 100% certain.

Why get your Political Violence & Terrorism covered by iTOO?

Service and expertise that are more than security, it’s a lifeline for your business.

Leading Risk Managers understand that when planning the comprehensive cover and protection of all assets, continuity and operations; political violence and terrorism is a risk that needs to be prioritised. From protection to emergency response, iTOO offers your business expertise and exceptional service when it counts the most. 

With iTOO our Political Violence and Terrorism Policy covers you against:
Physical loss or damage caused by an act of terrorism and/or sabotage, malicious damage, riots, strikes and civil commotion, rebellion, revolution, coup d’état, insurrection or mutiny.

We are different

At iTOO we don’t simply react to an incident, we do what we can to educate and inform our policyholders on current political movements as well as present and possible risks and threats across African countries. Through our longstanding partnership with Eikos Risk Capital, we send up to five intelligence briefing newsletters every month.

Claim examples


Physical damage or loss to your building and its contents as a result of a politically motivated protest.


Business interruption resulting from an unrest situation or act of terrorism.


First party claims for loss or damage as a result of politically motivated incidents.

How to claim

Our emergency incident response hotline is available 24/7 on:

011 351 5000 or

You’re in the hands of an expert so you can always be assured of professionalism, quick turnaround times and world-class technical knowledge. We’ll keep you in the loop every step of the way. Simply send us an email detailing your claim and our claims department will contact you for specific details.

Political Violence & Terrorism Contacts


What does the cover include?

Cover for physical loss or physical damage, caused by an act of terrorism and/or sabotage, malicious damage, riots, strikes and civil commotion, rebellion, revolution, coup d’état, insurrection or mutiny.

Who is this cover for?

Industries that are mostly targeted include oil and gas, retail, construction, financial, media, manufacturing, mining operations and multinational companies operating in high-risk areas.

Are there any excluded industries?

This policy is specifically designed to cover the sabotage, terrorism, mutiny, rebellion, insurrection and terrorism risks faced by multinational companies operating in countries where these risks are normally excluded from standard insurance programmes. Should your business fit this description you would more than likely be considered. We do however require a fully completed proposal form, with a list of all locations including every relevant street address, together with a split of MD and BI figures, preferably in an excel spread sheet format.