Medical Malpractice

Why get medical malpractice cover with iTOO?

From our medical malpractice team who handle complex medical queries, to our claims specialists and well-respected attorneys, you’ll have an expert medical malpractice team behind you.

Your cover is bespoke: we take the time to understand your practice and background in order to tailor unique cover to suit your needs. If a claim were to arise, we treat each case with the necessary focus, understanding your practice and background to tailor make unique cover to suit your needs.

At iTOO, we see our responsibility as more than simply offering you an insurance policy. We are committed to increasing understanding within the medical malpractice field. Our product is not static. We analyse current trends in the marketplace and collaborate closely with our legal advisors to pinpoint emerging risks.

Our comprehensive offer

What's included?

Often confused as a professional indemnity, iTOO Medical Malpractice encompasses a broader range of covers depending on your field of expertise.

Complementary health treatments and services

Fitness and yoga instructors, beauticians, and spas
Ambulance emergency medical services and pharmacists
Institutions such as retirement facilities and day clinics

Policy triggers

Negligence during an operation
Negligence in post operational treatment
Dispensing errors
Misdiagnosis
Failure to refer to a specialist

R5bn awarded in Medico-Legal claims in FY 2022/23

Clever insurance for clever people

While you’re helping others, we’re helping you

How to get cover

Ask your insurance broker to contact us for a quote for your medical malpractice cover. Don’t have a broker and want us to recommend possible FAIS registered brokers trained in our products? Find a broker or contact one of our experts.

These are all the things you’ll need to complete a medical malpractice proposal form.

Fully completed signed and dated proposal form

Help me find a broker Contact iTOO

Forms and documents

Allied Health / Individual Healthcare Practitioner

For individuals in the medical fraternity such as Psychologists, Radiographers, Physiotherapists, and other allied healthcare professionals.

Download

Ambulance and Paramedic Services Proposal Form

For individuals or entities in the emergency medical response discipline such as paramedics and ambulance service providers.

Download

Annexure A Events (Ambulance and Paramedics)

This annexure is to be completed in addition to the ambulance and paramedic services proposal form if services are provided at events for medical standby.

Download

Annexure A Telehealth

This annexure is to be completed in addition to the allied/individual health care proposal form for practitioners providing online therapy/telehealth services.

Download

Beauticians/Spas/Persona Health Treatments

For individuals or entities providing services in respect of personal health care/ beauty/aesthetics.

Download

Dentists & other Dental Professions Proposal F

For individuals or a practice in the dental discipline as a Dentist, Dental therapist, Orthodontist.

Download

Fact sheet for medical professionals

Fact sheet for Medical Professionals handling patient information under POPIA.

Download

General Practitioners Proposal Form

For medical practitioners as a General Practitioner with no further specialisation.

Download

Individual Fitness Instructors Proposal Form

For individuals in the fitness industry such as a Personal trainer, Yoga and Pilates instructor.

Download

Pharmacies and Pharmacists Proposal Form

For individuals or entities such as a pharmacist or pharmacy.

Download

POPI ACT, 2013

Guidance Note for POPIA Compliance by Institutions and Individual healthcare practitioners.

Download

Retirement Homes / Frail Care and Assisted Living

For entities facilitating care of the elderly by means of independent living, frail care and assisted living facilities.

Download

The Evolution of Medical Malpractice

The move from reactive to proactive management of medical negligence.

Download