23 June 2026 • 1 min read

iTOOsday: The Value of Political Violence & Terrorism Insurance in South Africa and Africa

Terrorism and political violence risks are becoming increasingly significant for businesses operating across South Africa and the broader African continent. In this iTOOsday, Ferguson Langenhoven explores the evolving risk landscape, key coverage considerations, and how businesses can better understand and manage exposures such as civil unrest, terrorism, sabotage, and business...

iTOO

iTOO

Political Violence and Terrorism insurance is increasingly important across South Africa and the broader African continent, as businesses operate in a more complex and volatile risk environment.

In this iTOOsday, Ferguson Langenhoven, will explore the current political and security landscape, including key risk drivers such as civil unrest, strikes, riots, terrorism, and sabotage, and how recent events are shaping the risk environment for businesses and investors.

Ferguson will also unpack Political Violence and Terrorism coverage fundamentals, including SRCC (Strikes, Riots and Civil Commotion), terrorism, malicious damage, business interruption, and denial of access, as well as gaps in traditional property policies, and provide an overview of the South African insurance framework, including SASRIA, compared to other African markets where similar structures may not exist.

Presented by: Feguson Langenhoven