Art & Collectables Cluster

Classic Cars

At iTOO we understand that classic cars require specialist valuations and claims handling techniques. Methodologies vary greatly from standard motor insurance, which is why at iTOO our insurance for classic cars has been designed by leading industry experts, who are all collectors themselves. With iTOO you can enjoy the drive knowing you’re covered by a specialist who is driven by the same passion.

Forms & Downloads

iTOO Classics Proposal Form

A fully completed and signed proposal form is required at inception of the policy in order for us to accurately capture all the relevant information.

Proposal Checklist

These are all the things you'll need to complete a Classic Cars proposal form

Valuation certificate Current mileage

Why insure your classic car with iTOO?

Service and expertise from specialists who understand this is not a hobby, it’s a passion.

With iTOO Classics your collectable is insured for the correct, agreed value determined by a respected, specialist valuator. With no value limit, cover can start as low as you’d like, because our policies have been designed for assets that appreciate beyond the original retail price over time. This includes adjustment for change in the value of money, vehicles generally older than 20 years, as well as cover for a handful of nominated drivers 30 years of age or older. Collectors younger than 30 can take advantage of our static cover option.

With cover targeted to insure vehicles that are not used on a regular basis, beyond collectables, iTOO Classics also considers high-value modern and rare vehicles, like the Ferrari 458 Speciale, F12 TDF, Porsche GT2/3, McLaren P1 or LaFerrari.

We are different

As passionate collectors we offer a stand-alone specialised policy as opposed to a bundle option. Unlike most of the local market, we understand that assets can be impaired even after restoration. Our Depreciation Clause states that if repair work furthers damage or drop in value, then you’re compensated for the loss. We also take the time to see that any damages or repairs are handled by our panel of approved specialist craftsmen. To give you complete peace of mind the minute you first open the door, any new acquisition is automatically covered for seven days whilst temporary removal and storage is offered for vehicles in imminent damage.

Claim examples

Scenario

Your classic car is in an accident.

  • In response to this iTOO Classics will send your vehicle to a specialist craftsman for repairs and not to a general panel beater, as we understand the value of your vehicle.

Scenario

A total loss occurs, or your classic car is written off.

  • iTOO will compensate you according to the agreed value reflected on your policy and not the current market value.

How to get cover

All iTOO business has to be done via independent brokers so please ask your broker to contact us if you would like to get a quote for your iTOO Classic cover. If you do not have a broker and would like us to recommend possible FAIS registered brokers trained in our products, please fill in your details on our Find a Broker page. If you are a broker and would like more detail about our cover, please contact one of our product experts, whose details can be found here.

How to claim

Simply send us an email detailing your claim and our claims department will contact you for specific details.

086 1111 096 or claims@artinsure.co.za

You’re in the hands of an expert. You can always be assured of professionalism, quick turn-around times and world-class technical knowledge. We’ll keep you in the loop every step of the way.

Classic Cars Contacts

FAQs

Do you offer cover for modern vehicles?

Yes, we do cover rare and collectible modern vehicles.

Do you have a minimum sum insured?

No, we cater to the need of every collector and tailor a solution to suit your individual needs.

How will you ensure that I am covered for the correct value?

Our policy is issued on an agreed-value basis.