Medical Malpractice

Our medical malpractice policy is designed to cover medical professionals and clinical trials in the event of a claim or complaint arising out of their negligence while treating a third party patient (risk dependent).

The policy covers claims for injury or damages, including emotional shock and loss of earnings claimed by a third party incurred as a result of alleged negligence of a medical practitioner. The policy covers approved defence costs when defending the third party claim.

Cover extends to a sub-limited amount for defending complaints made to the Health Professionals Council of South Africa (HPCSA) or other regulatory bodies by third parties.

It excludes billing complaints and criminal hearing costs made to the HPCSA.

Claim examples:

  • Failure to diagnose
  • Misdiagnosis
  • Dispensing errors
  • Nursing home abuse
  • Failure to refer to a specialist