Commercial Dealers & Auctioneers

The replacement value of a timeless treasure can go beyond measure.

As an art business who holds stock, damage or theft could be utterly crippling to your cashflow and ruin your reputation as a business. Our experts understand this, which is why iTOO Artinsure’s Commercial Dealers & Auctioneers policies offer specialist cover most chosen by the top auction houses and galleries in the country. If you’re an art dealer, antique dealer, auctioneer, gallery or you transport or hold stock that appreciates in value for someone else, this cover has been expertly tailored just for you. You can now spend time investing in your trade, knowing you’re covered by an expert who really understands it.

Why iTOO?

Service that goes beyond. Expertise that rises above.

Value for value:
As a dealer it’s important that your stock book is completely up to date with consignment agreements signed and set in place. We offer insurance on your owned stock at an agreed basis of valuation and consignment stock at the agreed consignment value.

Network Connections & Buy Back Option:
Should a piece be stolen, we make use of our network to raise awareness and help track it down. If we recover an artwork that we’ve already settled a claim for, we’ll offer you the chance to buy it back from us at the settlement value plus VAT. If you choose not to reclaim the work, we will keep it for resale.

We are different

At iTOO our experts are collectors.

We ensure that a professional, reputable assessor values your collection or ascertains your loss. The basis of a settlement is agreed upfront, giving you complete assurance in the event of a claim.

How to get cover

All Artinsure business has to be done via independent brokers so please ask your broker to contact us if you would like to get a quote for your art, collectables or photographic equipment. If you do not have a broker and would like us to recommend possible FAIS registered brokers trained in our products, please fill in your details on our Find a Broker page. If you are a broker and would like more detail about our cover, please contact one of our product experts, whose details can be found here.

How to claim

Contact your broker as soon as anything goes wrong. This can make all the difference to the chances of tracking and recovering stolen works or restoring damage. You can also send us an email detailing your claim and our claims department will contact your broker for specific supporting documents and other details we may require.

You’re in the hands of an expert. You can always be assured of professionalism, quick turnaround times and world-class technical knowledge. We’ll keep you in the loop every step of the way.

086 1111 096 or

Commercial Dealers & Auctioneers Contacts


Do I have to deal with you through a broker?

In order to comply with regulatory requirements you need to deal with us through a FAIS accredited insurance broker. If you do not have a broker we can introduce you to a local one competent in our products.

Why do artworks, valuables and collectables need to be separately insured?

It is likely that standard asset insurance policies are not sufficient to respond adequately to appreciating assets such as art, collectables and valuables collections if lost, stolen or damaged. Works of art, collectables and valuables are unique and therefore irreplaceable. Even where professional restoration is possible, damage to any item may devalue it. By taking advantage of iTOO Artinsure’s specialised products, collectors can ensure that their financial interests in their appreciating assets are fully protected.

Is there a minimum sum insured?

No, but we do apply minimum premiums.

How do I get valuations for artworks and collectables done?

Although we don’t value the works ourselves, we have a panel of independent appraisers covering a comprehensive and extensive range of collectables. The valuer charges a separate fee which is for your own account.

What commissions & fees are there?

All premiums quoted contain a 20% commission payable to the broker. We do not charge fees in addition. Brokers with whom we deal may charge additional fees which must be disclosed to clients.

What do we do if the client has a claim?

Our claims process is our expertise. Let us know as soon as possible (the earlier the better to minimise loss) and we will manage the process with the key aim of making this a smooth process that returns your client to the same financial position they were in prior to the claim.